Rate Disclaimer

All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates provided are indicative of market conditions, your individual qualification and will vary upon your lock-in period, loan and property type, credit score, purpose and loan to value.

When is the best time to lock in your interest rate?  
There can be volatility in the financial marketplace, which is driven not only by local, state, or national events, it is also driven globally.   These impacts may affect rates offered within the mortgage industry on a daily basis and also during the day.  Accordingly, rates can change dramatically for the better or for the worse, without notice  (Yes, I repeated myself - intentionally).

So, the moment you are happy with the rate and terms of your mortgage loan, ask me to lock that for you  As seen more often than not, believing you can get something slightly better later that day or at another time may no longer be available.  You may have to decide on a new rate and terms.