Hello, thank you for wanting to know more about me.  My name is Toni Ann Brock and I am a Colorado Licensed Mortgage Loan Originator, NMLS ID 1952750.  My business name and administrative company is Home Mortgage LLC, and I originate loans through LoanSmart, LLC NMLS ID 1013945.  I have over 30 years of mortgage and real estate experience having worked primarily in Colorado, but also in Houston, Texas and Chicago, Illinois.   

My mission is to serve customers with honesty, integrity and competence.  My goal is to provide home loans using current technologies to ensure customers ease and confidentiality and to provide the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan in the most secure and confidential enviornment.  To gain additional understanding of my commitment to serving you, please check out the Licensing section.

Through my extensive mortage and real estate background, I have worked in every facet of the loan process, from origination, processing, underwriting, closing, policies & procedures, management and as a borrower.  You may have hesitancy and I understand that may be due to your need to know how your specific circumstance may or may not allow you to secure a home mortgage. Knowledge is the answer and accordingly you can gain that knowledge through this website.

Working together, we can succeed, as I have worked with challenging issues in all the facets of the mortgage process relating to credit, income, employment, property and assets.  As we overcome those challenges, I can assist you, with confdence, in securing your mortgage, should it be your first home purchase, a refinance to improve your monthly cash flow, or simply to prepare you with the steps necessary to get the best mortgage loan.

While I would love for you to trust what I can do for you on the face value of what I have said, please read what others, who have been kind enought to talk about their experience.  Please review those comments under Testimonials. 

Thank you and I hope to be working with you soon.
                                                                                                              . . . Toni Ann Brock